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My Cents of Wealth

My Cents of Wealth

Wealth Building in my 20s.

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Investing

Pag-IBIG MP2 Application: Which is better? Online or In Branch application?

Pag-IBIG MP2
January 8, 2021
Posted by mycentsofwealth
This is my Pag-IBIG MP2 application story. For the full process please check out Pag-IBIG’s website. My BF and I were deciding whether we will just apply online or visit the branch in person.
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Net Worth

December 2020 Net Worth

December 2020 Net Worth
January 3, 2021
Posted by mycentsofwealth
I am happy to end 2020 achieving my end of year net worth goal ❤ Quick blog here because I’m making the most of my vacation and it’s Monday already tomorrow arghhh. These net worth
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Budgeting, Saving, Spending

6 Easy Habits to Start Your Financial Journey

Financial Journey
December 27, 2020
Posted by mycentsofwealth
Want to start your financial journey this 2021 but don’t know how? Here are 6 easy habits to start your financial journey. 1. Track income and expenses Tracking income and expenses is one of
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Investing, Net Worth, Saving

MY 2021 GOALS

2021 Goals
December 13, 2020
Posted by mycentsofwealth
The New Year is near and I can’t wait for 2020 to end! Establishing SMART goals for the next year is important for me to track my progress towards my ultimate goal – to be financially free.
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Net Worth

November 2020 Net Worth

November 2020 Net Worth
November 29, 2020
Posted by mycentsofwealth
Today I reached my 2020 Net Worth Goal which is P200,000. The increase partly comes from paper gains in my stock market portfolio because the market has been doing good this month. Also, I received
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Spending

Top 5 Biggest Expense in 2020

Top 5 Biggest Expense in 2020
November 23, 2020December 27, 2020
Posted by mycentsofwealth
Update: I originally published this blog post on 11/23/2020 thinking that I will not have any major purchases anymore but on 12/16/2020, I bought a new phone so here’s an updated list 🙂
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Books, Spending

The Importance of Having a Fun Fund

October 2020 Fun Fund
November 18, 2020December 12, 2020
Posted by mycentsofwealth
I don’t know where exactly I got this idea of the fun fund but I’ve always had this category ever since I religiously started budgeting. I’ve always had it because I’m a spender. I love
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Adulting in PH

Here’s Where You Can Donate to Help the Victims of Typhoon Rolly Typhoon Siony and Typhoon Ulysses

November 13, 2020November 15, 2020
Posted by mycentsofwealth
In the wake of the 4 strong typhoons that hit the Philippines (one just about to leave but still tailing heavy rains), people are left homeless and hungry. It is our duty and responsibility to HELP
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Books, Budgeting, Investing, Saving

How To YOLO Wisely: A Book Review

How To YOLO Wisely Book Cover
November 11, 2020November 14, 2020
Posted by mycentsofwealth
I never knew NFG before I read this book but I am glad I stumbled upon her on Instagram. The outline of How To YOLO Wisely is the typical beginner’s guide to personal finance books. She tells you
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Net Worth

October 2020 Net Worth

October 2020 Net Worth
November 7, 2020November 7, 2020
Posted by mycentsofwealth
I am 5k away from my end of year net worth goal. However, I am having a bit of a dilemma with the numbers. I am saving up for a new phone and the money I have saved up for this purpose is included in
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  • Spending (3)

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