In terms of money, knowing what you value and what you’re priorities are important. It gives you direction on what you want to spend on and where you want to allocate your money. I prioritize
Next year, January 2021, my BF and I will be starting to save for a lot for our dream house. We are planning to save 5,000 each per month which will give us 120,000 by the end of the year. This will
Savings rate is the percentage of money you save (and invest) versus your total income. It can easily be computed by dividing your monthly savings amount by your monthly income. Read further down
Every end of the year I make myself a list of SMART goals that I want to accomplish the following year. If it involves reaching a specific amount, I do some projections on how and when I will reach
Aside from the usual not saving, not investing, not having an emergency fund mistakes, below are the major money mistakes that cost me a lot in my early 20s. Accepted a new job with a lower salary
Each of us has different financial goals for different milestones in life. Sometimes it can get messy when you just dump them all in one account so it makes sense to open different types of accounts
An emergency fund is money set aside for unforeseeable events like when you or a family member gets hospitalized, immediate house repairs, or unexpected burial costs when a family member dies. It
Establishing the why behind my money was a game-changer in my personal finance journey. It guides my focus and sustains my motivation. Whenever I get fatigued thinking about personal finance, I just