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My Cents of Wealth

My Cents of Wealth

Wealth Building in my 20s.

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Books, Spending

The Importance of Having a Fun Fund

October 2020 Fun Fund
November 18, 2020December 12, 2020
Posted by mycentsofwealth
I don’t know where exactly I got this idea of the fun fund but I’ve always had this category ever since I religiously started budgeting. I’ve always had it because I’m a spender. I love
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Adulting in PH

Here’s Where You Can Donate to Help the Victims of Typhoon Rolly Typhoon Siony and Typhoon Ulysses

November 13, 2020November 15, 2020
Posted by mycentsofwealth
In the wake of the 4 strong typhoons that hit the Philippines (one just about to leave but still tailing heavy rains), people are left homeless and hungry. It is our duty and responsibility to HELP
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Books, Budgeting, Investing, Saving

How To YOLO Wisely: A Book Review

How To YOLO Wisely Book Cover
November 11, 2020November 14, 2020
Posted by mycentsofwealth
I never knew NFG before I read this book but I am glad I stumbled upon her on Instagram. The outline of How To YOLO Wisely is the typical beginner’s guide to personal finance books. She tells you
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Net Worth

October 2020 Net Worth

October 2020 Net Worth
November 7, 2020November 7, 2020
Posted by mycentsofwealth
I am 5k away from my end of year net worth goal. However, I am having a bit of a dilemma with the numbers. I am saving up for a new phone and the money I have saved up for this purpose is included in
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Books, Investing, Saving

Know What You Value: A Lesson from When Breath Becomes Air

October 21, 2020November 8, 2020
Posted by mycentsofwealth
In terms of money, knowing what you value and what your priorities are important. It gives you direction on what you want to spend on and where you want to allocate your money.  I prioritize helping
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Adulting in PH, Saving

My Dream House Plan

My Dreamhouse Plan
October 14, 2020October 14, 2020
Posted by mycentsofwealth
Next year, January 2021, my BF and I will be starting to save for a lot for our dream house. We are planning to save 5,000 each per month which will give us 120,000 by the end of the year. This will
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Investing

Side Hustle Fail Story

Side Hustle Fail Story
October 1, 2020September 30, 2020
Posted by mycentsofwealth
I lost 20% of income during the second quarter of the year and I decided to do some side hustles to compensate for the loss. I actually never side hustled before because I enjoy my days off.  I
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Adulting in PH

The Importance of Registering to Vote in 2020

Register to Vote
September 22, 2020September 20, 2020
Posted by mycentsofwealth
Did you find yourself complaining a lot over our government’s response to the pandemic? I did.  Did you do anything about it? The single best thing that you can do to make our country a better
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Investing, Saving

Why Do You Need to Compute Your Savings Rate

SAVINGS RATE CALCULATION
September 19, 2020September 22, 2020
Posted by mycentsofwealth
Savings rate is the percentage of money you save (and invest) versus your total income. It can easily be computed by dividing your monthly savings amount by your monthly income. Read further down
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Net Worth

August 2020 Net Worth

August Net Worth 2020
September 10, 2020
Posted by mycentsofwealth
Every month I look forward to the day I update my net worth. I get so giddy and excited knowing how much I have or how much I owe. If you are not yet familiar with what net worth is, it means
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Categories

  • Adulting in PH (4)
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